Privacy Policy

Effective: 2026

This Privacy Policy describes how Your Financial 360°, a DBA of 360 Total Insurance (“we,” “us”), handles information collected through this website, including Finn’s Future Checkup.

Information we collect

Contact information you choose to provide, such as your name, phone number, email address, state, and preferred contact method and time.

Information you voluntarily provide in questionnaires, Finn’s Future Checkup, or appointment requests, such as your general answers about savings, retirement, protection, and legacy topics. We do not ask for Social Security numbers, passwords, banking credentials, or complete account numbers, and we ask that you not submit them.

Voice input. If you choose to answer Finn by voice, your audio is processed to convert it into text for the checkup.

Website usage information, where applicable, such as IP address, device and browser type, pages visited, and similar data collected through cookies, server logs, or analytics tools.

How we use information

We use information to respond to your requests, contact you about a Financial 360° Review, provide educational information, operate, maintain and improve the website, protect against spam, fraud and misuse, and meet legal and regulatory obligations.

SMS communications

By providing your mobile number through a form on this website, you consent to receive SMS messages from Your Financial 360°, a DBA of 360 Total Insurance. These messages may include appointment confirmations, follow-ups, service updates, and responses to your inquiries.

Message frequency may vary. Message and data rates may apply. You can opt out at any time by replying STOP, or reply HELP for assistance. Consent to receive SMS messages is not a condition of purchase or service.

SMS opt-in data protection

Mobile numbers and SMS opt-in consent are never sold, shared, or transferred to any third party or affiliate for marketing purposes.

How information may be shared

We may share information with service providers that help us operate the website and our business, such as hosting, database, customer relationship management (CRM), email, scheduling, and analytics providers, and with appropriately licensed professionals within our organization who respond to your request. We may also disclose information when required by law or to protect our rights and the safety of others.

We do not sell, rent, or share your personal information with third parties for marketing purposes.

Safeguards

We use reasonable administrative, technical, and organizational safeguards designed to protect information, including encrypted (HTTPS) connections and restricted access to submitted information. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security.

Google Calendar data

Brokers may choose to connect their Google Calendar to the Your Financial 360 Broker Hub. When they do, we access only what's needed to show their availability and book appointments: their free/busy times and the calendar events our booking system creates. We do not read the details of other events, and we do not sell, share or use Google user data for advertising. Calendar access tokens are stored securely and encrypted, and brokers can disconnect at any time in the Broker Hub under Appointments → Meeting settings → Disconnect Google Calendar, which revokes our access with Google and deletes the stored tokens. Brokers can also remove access from their Google Account (Security → Third-party apps & services); the Hub then asks them to reconnect.

Your Financial 360's use and transfer of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

Your choices and rights

You may request access to, correction of, or deletion of your personal information, or exercise other privacy rights that may be available to you under applicable law, by emailing hello@yourfinancial360.com. We may need to verify your identity and may retain certain information where required for legal or recordkeeping purposes.

Changes to this policy

We may update this Privacy Policy from time to time. The current effective date will always be shown at the top of this page.

Contact us

Questions about privacy? Email hello@yourfinancial360.com. See also our Terms of Use.